What credit card should I get?
| Commander_Venus |
 Posted: Fri, 21/09/2007 - 1:40pm |
 
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Only need about £1000 - £1500 limit. Never had one before so dont know anything, can I get one with like a year 0% apr |
| dan-tours-velos |
Posted: Fri, 21/09/2007 - 1:41pm |
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ime none, i happily ran up 12k in about 18 months |
| mase |
Posted: Fri, 21/09/2007 - 1:41pm |
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ive had the lot mate, go to moneysavingexpert.com they'll advise you best. Most recent one is a rbs platinum 0% for 10 months |
| t_dot |
Posted: Fri, 21/09/2007 - 1:45pm |
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| Guido |
Posted: Fri, 21/09/2007 - 1:46pm |
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If you use Quidco then chance for some cash back. Worth looking at. |
| Commander_Venus |
Posted: Fri, 21/09/2007 - 1:47pm |
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ime none, i happily ran up 12k in about 18 months get some self control mate |
| dan-tours-velos |
Posted: Fri, 21/09/2007 - 1:52pm |
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ime none, i happily ran up 12k in about 18 months get some self control mate
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| sss99uk |
Posted: Fri, 21/09/2007 - 1:53pm |
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Amex nectar card, got loads of points to spend in many ways the BA one is good for airmiles. Cash back is always so nominal anyways, normal £2-3 a month. |
| Luke |
Posted: Fri, 21/09/2007 - 1:56pm |
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its sometimes worth looking at the companies you use as well... for instance, i got a sky credit card a while ago as it was interest free on purchases and balance transfers, but you also got points when buying shit which you could use for pay per view stuff like films or sports events... or even money off your bill |
| andymakesglasses |
Posted: Fri, 21/09/2007 - 1:58pm |
 
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I've got a bmi one from MBNA which gives you points to use for bmi flights every time you spend on it and if it's your first card, Capital One might be worth looking at - they gave me a card when no-one else would years ago. had a low credit limit to begin with but they kept increasing it on a regular basis when I started using the card |
| Esc. |
Posted: Fri, 21/09/2007 - 2:10pm |
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Same for me with Capital One. Started with them and now with Virgin. They put up my limit every other month without me even asking. Requires alot of self control! |
| Commander_Venus |
Posted: Fri, 21/09/2007 - 2:11pm |
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What I need it for is to pay my rent for like the next 3 months by which time I'll have started a new job. Thats ALL I need it for, after that Ill just have it for emergencies. |
| Luke |
Posted: Fri, 21/09/2007 - 2:14pm |
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pay rent? so you fgoing to be withdrawing money from it? unless you are using it for a purchase, you'll have to pay to take cash out on it whatever...i think |
| dan-tours-velos |
Posted: Fri, 21/09/2007 - 2:15pm |
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cash apr is rape |
| Commander_Venus |
Posted: Fri, 21/09/2007 - 2:16pm |
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Yeh thats exactly what I'd be doing, drawing cash out to pay my rent. This is why I need a bit of advice...I dont know how any of this works. |
| Cazerelli |
Posted: Fri, 21/09/2007 - 2:16pm |
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yeah you don't wanna do that. |
| Esc. |
Posted: Fri, 21/09/2007 - 2:17pm |
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Extend your overdraft? |
| Commander_Venus |
Posted: Fri, 21/09/2007 - 2:17pm |
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What if I make a balance transfer to my bank? isnt that like 3% only |
| Cazerelli |
Posted: Fri, 21/09/2007 - 2:21pm |
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some cards won't let you do it, so make sure they let you make a payment into a normal bank account before getting the card. |
| Commander_Venus |
Posted: Fri, 21/09/2007 - 2:24pm |
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Is this aiite or what? |
| artiefufkin |
Posted: Fri, 21/09/2007 - 2:25pm |
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Egg is one of the few that let you transfer money to a bank account. Others (Virgin I think) will give you a cheque book so you could use that to pay your rent with. Best option is a loan or overdraft though. |
