24 Feb 2008 10:46
have they stopped you/people adding buy it nows to auctions once its started?
28 Feb 2008 07:49
something i sold got lost in the post, so ive told the geezer ill do him a paypal refund, i have a zero balance at the moment so it wont let me, can you transfer from your bank to paypal ?
28 Feb 2008 08:13
yup takes something stupid like 10 days
28 Feb 2008 13:21
do you two mean it didnt make as much as you wanted so you're not sending?
should be able to do it through ebay. an it'll just reverse the payment. you'll have a minus balance for a bit.
ive have people offer to send me money back an i lose 4% an its stuck in paypal for a week. they think its okay.
28 Feb 2008 13:29
I had a claim paid out the other day. The guy was clearly a ripper (ebay feedback suggested others had the same experience, he didn't reply to my emails and he didn't dispute the claim) so there's no way he would have paid money back into the account. What would be the point of ripping people off then putting money back in your account? It'd also mean that if you paid for anything with funds from your account, rather than from your credit card where you have built in insurance, you'd have no protection against being conned whatsoever
About a month ago I had a claim paid for an item that arrived damaged. I was emailing paypal back and forth and though they paid out they said that as soon as money went in the person's account it would be held, so presumably they had nothing in their account when paypal refunded me
28 Feb 2008 13:36
I dont think the person who ripped me was a prefessional scammer who sells like 20 xbox 360, takes the money, then shuts down their paypal. I think it was just some chancer prick, so months later when he used the account again he either
b) thought he got away with it because of length of time passed
Your last sentence just sounds like a bit of confusion tbh, they refunded you with money from dudes acct then sent an automatically generated email.
Trust me, paypal DO NOT have some kind of refund pot/pool. They only refund from the other person, and seeing how they cant go into your bank CC, you have to have the funds in your paypal acct.
I been on the other foot aswell, with having a claim against me and it worked exactly the same. If you empty your acct before they escalate to a claim from a dispute, they get no refund, until that is I used my account again.
28 Feb 2008 14:00
That was two different claims I made
The first one the seller gave a fake UPS tracking number, bad feedback from other buyers etc so he'd obviously done it to make some money then disappeared
The second person was just a twat and it was only a small amount so may have paid money back into their account
I can't accept that PayPal offers zero protection if you get conned, which is effectively what you're saying
28 Feb 2008 14:09
Depends what it says on the auction. There are definitely auctions where you'll get your money back even if the seller's account is empty, but it isn't the case for everything. Will say on the auction.
28 Feb 2008 14:10
What protection do paypal offer then?
28 Feb 2008 14:16
ebay profit growth protection
28 Feb 2008 14:50
There will be a Paypal logo on the auction.
"When you’re shopping on eBay, look for items that are covered by PayPal Buyer Protection.
With it, you get free protection of up to £500.00 GBP on your purchases. To determine if your item is eligible, look for PayPal Buyer Protection in the Seller Information box on the View Item page. When your transaction isn’t covered by PayPal Buyer Protection, you may still be covered by our Buyer Complaint Policy."
The buyer complaint is the standard one that only gives the money if the seller still has it in their account.
28 Feb 2008 15:08
Ah right. Useful bit of info
The auction in question says:
PayPal. Up to $200 in buyer protection. See eligibility
28 Feb 2008 15:30
does google checkout offer any buyer protection? or have i just sent my money to a random stupidly?