General Discussion: I have 15k(ish) to invest - please advise me!


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FrIEND
FrIEND avatar

13588 posts since 27/11/03

2 Apr 2013 18:33
Money making opportunity!
Crackajack
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7600 posts since 21/4/05

2 Apr 2013 18:35
Taking into account cost of electricity and wear on components, plus any costs of buying hardware Im not sure its worth it now.
inversesquare
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6682 posts since 7/6/08

2 Apr 2013 18:43
People die because their room overheats from trying to mine them. Don't do it kids.
FrIEND
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13588 posts since 27/11/03

2 Apr 2013 19:39
Bird in a cage would be a good warning system…
YLAup
YLAup avatar

5412 posts since 5/9/11

2 Apr 2013 19:44
Everyone transferred their ISA? Deadline for most is tomorrow. Rates are shite, but the high street rates are atrocious.
selkiefolk
selkiefolk avatar

422 posts since 27/3/13

3 Apr 2013 09:23
ISA rates are shocking. They're barely above inflation. I'd use Zopa (www.zopa.com)- it's taxed but with average return rates of 5.4% they beat any rates you'll get in an ISA.
Mark
Mark avatar

1013 posts since 24/5/08

3 Apr 2013 12:57
Cool walnuts

I bought 2 btc's on saturday @ €77. now its peaking at €120

I've never understood mining. I just want to buy coins and hold them. possibly use the profits Fascist!
Sholto
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566 posts since 25/12/12

3 Apr 2013 20:20
What would you do with £15k in the current economic climate? (no bitcoins)
rural
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17705 posts since 26/9/06

3 Apr 2013 20:22
Invest in the wet wipe industry.
inversesquare
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6682 posts since 7/6/08

3 Apr 2013 20:25
Some fund that tracks the Dow? It really depends what you want I suppose?
Sholto
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566 posts since 25/12/12

3 Apr 2013 20:55
rural wrote: Invest in the wet wipe industry.

Laughing out loud

Risk has got to be low, and fairly liquid as well. Don't like the idea of locking the money away for X years. Only thought I have had is putting some of it into gold. It holds its value fairly well, and when the dollar & pound inevitably crash everyone is going to rush for the shiny stuff. Just looking for any bright ideas I guess, thought I'd do some public brain-picking here.

haz
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4334 posts since 7/1/04

3 Apr 2013 22:25
Go listen to Bloomberg for a bit. Self Selected Stocks and Shares ISA…
stelfox
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8488 posts since 11/3/09

3 Apr 2013 23:09
Low fee ETFs and ETCs. Use an independent 3rd party platform with also no fees and no penalties for trading out within 30 or 60 days…

I was writing ads for them all day, i don't know if they're any good or not

I'm an emerging service worker anyway, i don't know why i come in here i haven't got anything
Vazza
Vazza avatar

4294 posts since 30/9/06

3 Apr 2013 23:16
Just transferred my cash ISA from last year to my stocks and shares ISA…think I'll put the whole of next year's contribution into stocks and shares as well due to the shit rates. Anyone use the Dogs of the Dow strategy? Friend of mine has made £5k since last year using it but not sure if he was just lucky Laughing out loud
Entropic
Entropic avatar

294 posts since 1/4/12

4 Apr 2013 00:11
Gold. Prices plummeting right now. Fill yer boots.
nothingelseworked
nothingelseworked avatar

3551 posts since 21/2/10

4 Apr 2013 23:21
Topping up the ISA (Setup a 4 year one last year, so rate is decent in comparison to what's available now), but got another £5.5k that needs to go somewhere. Any advice? Looking for something straight-forward and safe, just leave the money and let it mature. Would like to stick with my bank too (Lloyds). Any advice? Cheers.
-DiscoTits-
-DiscoTits- avatar

853 posts since 26/11/07

4 Apr 2013 23:29
I've got a bit of cash laid away and was wandering what the best option is for investing in gold just now?
inversesquare
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6682 posts since 7/6/08

4 Apr 2013 23:40
??? Gold prices are falling steadily.
brodie
brodie avatar

6737 posts since 15/10/05

5 Apr 2013 09:25
nothingelseworked wrote: Topping up the ISA (Setup a 4 year one last year, so rate is decent in comparison to what's available now), but got another £5.5k that needs to go somewhere. Any advice? Looking for something straight-forward and safe, just leave the money and let it mature. Would like to stick with my bank too (Lloyds). Any advice? Cheers.

do you have 'vantage' enabled on your current account? Will give you 3% gross on up to 5k which is about as good as it gets with Lloyds.

They were doing 4% on upto 6k with 3 vantage accounts allowable but i think they have stopped this offer now
nothingelseworked
nothingelseworked avatar

3551 posts since 21/2/10

5 Apr 2013 10:05
brodie wrote:
nothingelseworked wrote: Topping up the ISA (Setup a 4 year one last year, so rate is decent in comparison to what's available now), but got another £5.5k that needs to go somewhere. Any advice? Looking for something straight-forward and safe, just leave the money and let it mature. Would like to stick with my bank too (Lloyds). Any advice? Cheers.

do you have 'vantage' enabled on your current account? Will give you 3% gross on up to 5k which is about as good as it gets with Lloyds.

They were doing 4% on upto 6k with 3 vantage accounts allowable but i think they have stopped this offer now

Ah didn't know about that, just upgraded. Cheers Cool