General Discussion: The life advice thread. Never do, say, eat or drink anything without asking how to do it in here first!


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cutandpaste
cutandpaste avatar

561 posts since 11/6/10

24 Apr 2012 19:17
Why do you think you might have a better chance of getting onto your top three choices next year?

If you have a good reason why, and you will definitely be saving £23k (Or anything substantial like that) then wait.

Don't if its just because people you know are deferring, its better not to know anyone coming into uni anyway.
Ciaran
Ciaran avatar

883 posts since 18/4/10

24 Apr 2012 19:21
why you gonna be saving 23k? having another year out aswell and just thought they'd be the same or more
Peregrine
Peregrine avatar

899 posts since 17/6/09

24 Apr 2012 19:23
I'll have my actual grades for next year rather than the predicteds I applied using before, and tutors have had a whole year to know me so they can write a better reference than before; basically issues I felt hindered my application before. Plus I'm averaging 95% on the course I'm doing right now.

£23,000 thing, pretty much only if I move to wales and they keep the same set up they have this year for finance. So that point is a bit uncertain.

Yeah the deferred thing isn't because I want to go to uni with them, just got me thinking.
Peregrine
Peregrine avatar

899 posts since 17/6/09

24 Apr 2012 19:32
Ciaran wrote: why you gonna be saving 23k? having another year out aswell and just thought they'd be the same or more

http://www.studentfinancewales.co.uk/portal/page?_pageid=616,6201320&_dad=portal&_schema=PORTAL

Ciaran wrote: why you gonna be saving 23k? having another year out aswell and just thought they'd be the same or more

http://www.studentfinancewales.co.uk/portal/page?_pageid=616,6201320&_dad=portal&_schema=PORTAL

Over the three years assuming average of £5000 maintenance + £9000 tuition vs. £5000 maintenance + £3400 tuition

so approx £42,000 vs £25,000 - about £18,000 saving.
nick2
nick2 avatar

7231 posts since 18/2/09

24 Apr 2012 20:28
Do you need to go to university to do what you want to do in the future ?
rural
rural avatar

16483 posts since 26/9/06

24 Apr 2012 20:31
Got to go to Uni if you wanna clean shit out of toilets in this day and age.
cutandpaste
cutandpaste avatar

561 posts since 11/6/10

24 Apr 2012 20:38
Maybe I'm looking in the wrong place, but where does it say about 2013/14 tuiton fees?
Peregrine
Peregrine avatar

899 posts since 17/6/09

24 Apr 2012 21:23
Welsh assembly said they won't make the students pay extra until the end of their current term in 2016, or something to that effect. So sort of assumes they keep the system the same.

@Nick Yeah, pretty much. Trying to ride out the wave of this shitty economy as well.
Noble Locks
Noble Locks avatar

66963 posts since 10/7/03

24 Apr 2012 22:24
do i go to an all expenses trip to amsterdam with skrillex and his crew using my passport that has got a bit damp in my jacket when i got caught in the rain on monday?
smith
smith avatar

9743 posts since 5/5/04

24 Apr 2012 22:32
As long as it doesn't have a page missing, shouldn't be a problem
Hello World
Hello World avatar

12043 posts since 7/3/05

24 Apr 2012 22:35
Dodge the heat, take the megabus victoria to amsterdam.
Mr X
Mr X avatar

7034 posts since 12/7/07

24 Apr 2012 22:39
I read that thinking skrillex was a famous rapper.
Commander_Venus
Commander_Venus avatar

8598 posts since 16/7/06

25 Apr 2012 00:39
Double D
Double D avatar

3386 posts since 8/3/07

27 Apr 2012 11:14
Peregrine wrote: Thinking about sacking off uni this year and going next year.
Basically, I didn't get the choice I wanted this year - got my fourth + fifth choices, and I've just worked out if I move to wales this summer, hustle for a year and apply to get in for 2013 fees could potentially be half of what they would be if I went this year (£48,000 vs £25,000).
On the other side I'm 22 and still haven't been to uni yet, getting out of the study grind might fuck up my motivation as it has in the past, could cause beef with the family, and there's no guarantee I could find a job when I move away.

What to do?
The £23,000 saving isn't real, the reason being unless you earn a load of cash you'll probably never pay off your loan… the way the whole thing is set up it's basically a graduate tax above £15,000 (or whatever it is now it's moved with inflation). As they've extended the loan period from 25 to 30 years the repayments aren't actually going to be very different from the older loans. The only people who'll really get stung by the loans are the graduates who are earing enough (i.e. doctors and lawyers etc.) that theirs get paid off over the course of the loan, wheras your average earner ends up paying only a fraction of their loan over it's course.

Either way the whole student loan situation isn't anything to worry about, the whole protest situation could have been avoided if the government had managed to communicate that we're not being hit by a crippling American-style student loan system, run by private companies who do their best to prevent you from consolidating your loans or moving to the income-based repayment scheme that Obama introduced.
Sayword
Sayword avatar

4830 posts since 1/4/07

29 Apr 2012 15:43
How do you guys deal with goin down on your hoe when dat puss puss is abit sour? don't act like you don't because you know ya hoe dun went down on you when ya salty bawls be muskier then hell. Do you embrace the sour or are you hindered by it?



Byte
Byte avatar

2522 posts since 16/6/10

29 Apr 2012 15:46
Sayword
Sayword avatar

4830 posts since 1/4/07

29 Apr 2012 15:50
nah I'm talmbout after a long day of that poon poon marinating in it's own juices and she come home wit da shabba ranks. SHABBA
CovOne
CovOne avatar

8564 posts since 17/8/04

29 Apr 2012 15:51
Stop going down on scabby birds end of problem. No excuses they either shower or take better care of themselves.
Noble Locks
Noble Locks avatar

66963 posts since 10/7/03

29 Apr 2012 16:02
do not feed the troll.
Ruben
Ruben avatar

10775 posts since 2/7/03

29 Apr 2012 16:03
Double D wrote:
Peregrine wrote: Thinking about sacking off uni this year and going next year.
Basically, I didn't get the choice I wanted this year - got my fourth + fifth choices, and I've just worked out if I move to wales this summer, hustle for a year and apply to get in for 2013 fees could potentially be half of what they would be if I went this year (£48,000 vs £25,000).
On the other side I'm 22 and still haven't been to uni yet, getting out of the study grind might fuck up my motivation as it has in the past, could cause beef with the family, and there's no guarantee I could find a job when I move away.

What to do?
The £23,000 saving isn't real, the reason being unless you earn a load of cash you'll probably never pay off your loan… the way the whole thing is set up it's basically a graduate tax above £15,000 (or whatever it is now it's moved with inflation). As they've extended the loan period from 25 to 30 years the repayments aren't actually going to be very different from the older loans. The only people who'll really get stung by the loans are the graduates who are earing enough (i.e. doctors and lawyers etc.) that theirs get paid off over the course of the loan, wheras your average earner ends up paying only a fraction of their loan over it's course.

Either way the whole student loan situation isn't anything to worry about, the whole protest situation could have been avoided if the government had managed to communicate that we're not being hit by a crippling American-style student loan system, run by private companies who do their best to prevent you from consolidating your loans or moving to the income-based repayment scheme that Obama introduced.

First intelligent and non-irritating post of yours I've ever read. Congratulations.