General Discussion: The life advice thread. Never do, say, eat or drink anything without asking how to do it in here first!


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ForumDiva
ForumDiva avatar

11 posts since 27/6/17

27 Jun 2017 15:32
Second Alibaba. If you can't find what you're looking for there, you're screwed.
CantonasCollar
CantonasCollar avatar

48 posts since 9/11/09

28 Jun 2017 16:34
I wondered if someone might be able to offer some advice please. My wife reversed and scraped another car last week, bloke was in the car, small scrape to the paintwork. It was left that he would get a quote, he got back to her today to say that nobody wants to give a quote as the job is too small. He then goes on to ask her what her excess is. Seems like he's going to wangle as much money as he can. What do you reckon our next move should be? Many thanks.
swede
swede avatar

9865 posts since 21/3/09

28 Jun 2017 16:46
EB works in insurance doesnt he? might be worth pming him
CantonasCollar
CantonasCollar avatar

48 posts since 9/11/09

28 Jun 2017 16:51
Thanks Swede I'll send him a message!
Gaz
Gaz avatar

2664 posts since 20/10/05

29 Jun 2017 09:11
Sounds like a load of shit tbh. Loads of independent scratch repair companies nationwide with no job too small. Did she get pictures of the damage herself? Can maybe look to source a quote yourselves.
CantonasCollar
CantonasCollar avatar

48 posts since 9/11/09

29 Jun 2017 09:23
That's what I thought Gaz, surely garages don't turn work away because the job isn't big enough? I've never heard of anyone not able to quote a price on a job. That That aside they can't all be so flush with work. I bet that he either hasn't bothered trying to get a quote or the quote was so small that he's trying to get more money and leave/do the scuff himself.
Plus him asking about the excess is irrelevant as she doesn't pay it on claims by third-partys.
Anto
Anto avatar

4041 posts since 19/1/12

23 Jul 2017 16:36
Photobucket is deader than ever now.

What's the best alternative out there?
frank101
frank101 avatar

226 posts since 10/9/07

posted 23 Jul 2017 20:52, edited 23 Jul 2017 20:52
Flickr? ^

Have a question for you guys (insurance - boring sorry).

I was in Scotland last weekend at a bike event, bike broke and a friend gave
me a ride back to the airport in his car. When we enter the airport, we go
underneath one of those 2m high fences, with two bikes on the top… Yup…
So my beautiful custom (bike) frame is now in two pieces… (as well as damage
to his bike/ car/ bike rack).

When it happened I thought, no big deal, just an insurance thing (I'm from the
Netherlands, and everyone has to have liability insurance by law). But now my
friend is saying he can't claim it on his insurance? And now I'm wondering,
should any car insurance in the UK not be covering 3rd party damage? Or
does it depend on the type of coverage you have?
LFC
LFC avatar

5639 posts since 14/6/11

23 Jul 2017 21:24
Anto wrote: Photobucket is deader than ever now.

What's the best alternative out there?

Been using imgur and it's been fine so far
beardywierdy
beardywierdy avatar

718 posts since 8/1/13

posted 23 Jul 2017 21:45, edited 23 Jul 2017 21:45
@frank101
I would have thought that your friends insurance policy would cover third party damage. He has damaged your bike as a result of his negligence. His own bike may not be covered, but yours should be. It's compulsory third party cover, as per the Road Traffic Act
However as your bike was already broke, you might get a smaller settlement
Kadafi39
Kadafi39 avatar

2002 posts since 30/10/09

24 Jul 2017 10:09
It covers third party vehicles when that other party is also using the road. Slightly different when you are towing or carrying someone's bike with their permission.

Personally think you need to reconsider how this damage occurred.
LFC
LFC avatar

5639 posts since 14/6/11

posted 24 Jul 2017 14:05, edited 24 Jul 2017 14:05
I've just had a customs bill for £66.70 on a jacket I paid $120 and $16 shipping. There is an £8 Royal Mail handling fee added to that, but it still seems a lot? Anyone work this out forme please or know of a decent calculator onlineto work it out? Thanks
jogon321
jogon321 avatar

708 posts since 13/4/12

posted 24 Jul 2017 20:44, edited 24 Jul 2017 20:44
If your friend were able to claim surely it's gonna cost him as it will go down as a claim which is a bit out of order if he was doing you a favour. Maybe check your travel insurance to see if you are covered on that?
DuffMan
DuffMan avatar

14389 posts since 21/2/07

24 Jul 2017 21:39
You got rinsed LFC https://www.gov.uk/goods-sent-from-abroad/tax-and-duty
Crackajack
Crackajack avatar

7968 posts since 21/4/05

24 Jul 2017 21:46
Sounds about right doesn't it? VAT @ 20% on the total cost inc customs duty.
Anto
Anto avatar

4041 posts since 19/1/12

24 Jul 2017 22:23
Thanks Frank & LFC Cool
DuffMan
DuffMan avatar

14389 posts since 21/2/07

24 Jul 2017 22:31
Crackajack wrote: Sounds about right doesn't it? VAT @ 20% on the total cost inc customs duty.

Item + shipping = $136 = ~£105 = no duty and VAT of £21
LFC
LFC avatar

5639 posts since 14/6/11

posted 25 Jul 2017 06:19, edited 25 Jul 2017 06:19
Yeah I thought so. Found a form to claim it back which you have to do once it's been paid Evil

Edit: Just picked it up. Cunts valued my item at $200
frank101
frank101 avatar

226 posts since 10/9/07

25 Jul 2017 09:03
Thanks guys Re Insurance!

I'm well aware of the fact that his coverage is going up if he makes a claim
(I feel like that why he's saying he can't…). This stuff would've been so much
easier here in The Netherlands (coverage won't go up, everyone has liability)..

Travel insurance my bike is covered for 400eu, its a 4000eu bike frame.. Its something..
figurine
figurine avatar

6017 posts since 14/5/07

25 Jul 2017 09:56
frank101 wrote: Thanks guys Re Insurance!

I'm well aware of the fact that his coverage is going up if he makes a claim
(I feel like that why he's saying he can't…). This stuff would've been so much
easier here in The Netherlands (coverage won't go up, everyone has liability)..

Travel insurance my bike is covered for 400eu, its a 4000eu bike frame.. Its something..
Maybe you should have bought ample travel cover for your possessions rather than hoping to claim on someone else's insurance.