General Discussion: The life advice thread. Never do, say, eat or drink anything without asking how to do it in here first!


Show original post
exactlythat
exactlythat avatar

2343 posts since 27/10/07

23 May 2020 12:10
https://www.sussexpartnership.nhs.uk/sites/default/files/documents/bdz_equivalent_doses_spt_guidance_-_0817.pdf

freedom
freedom avatar

816 posts since 25/4/12

23 May 2020 12:58
thanks both
illmurray
illmurray avatar

512 posts since 18/4/12

posted 25 May 2020 08:25, edited 25 May 2020 08:25
This is quite a broad and potentially basic question but can people recommend me some viable career paths? I've only ever worked in the service industry in various places and positions (with a bit of marketing experience), in my own time working on creative projects. I've always been pretty content with this but I've always known I could be doing a lot more, and I'm getting to the point where I should be starting to try and earn a competitive salary and think for the future. I'm keeping this pretty vague as I just don't know where to start really, I'm honestly just looking for jumping off points and would appreciate any help in DM's or otherwise.
crutch
crutch avatar

449 posts since 22/11/12

25 May 2020 09:49
What kind of creative projects? Just asking as that might help suggest some area to start?
sodomgomorra
sodomgomorra avatar

1526 posts since 24/3/14

25 May 2020 09:57
crutch wrote: What kind of creative projects? Just asking as that might help suggest some area to start?

Narc
illmurray
illmurray avatar

512 posts since 18/4/12

25 May 2020 10:28
crutch wrote: What kind of creative projects? Just asking as that might help suggest some area to start?

Putting my head on the block here but I've done a lot of playing music/putting on events but nothing that I ever expected to make money from. I've always been applying for jobs within the arts but I think I need to maybe make a total separation between career and leisure. And I was working at a cinema and having the odd interview for film festivals etc but as an industry I've found the competitiveness has made it fairly impenetrable, and its not really a place to make money anyway.
crutch
crutch avatar

449 posts since 22/11/12

25 May 2020 11:42
Sorry if that was an inappropriate question - just sounded like that was something behind your looking for a new career
seenmy
seenmy avatar

6580 posts since 17/6/06

25 May 2020 12:23
I think you just have to really look at what you honestly want, if an industry being competitive is a concern or off putting but you also want to have a competitive salary you probably need to consider which is more important as the 2 pretty much go together.. and i think that applies to all industry creative or not.

If your not under pressure to have a larger income you really should weigh up what you want from life, and what sacrifice you want to make and what you expect it to return you financial or otherwise. is this change primarily driven by the desire to grow personally or economically , is it coming from you or is it being driven by seeing your peers go off and get 'proper jobs'

I would advise looking to get work experience/internships in the areas you feel would be rewarding for you, get in to those environments and gain a better practical understanding of the job/industry and the rolls within it, you can't beat first hand experience to give you context and this can then feed in to choices about training etc 3 months of interning will give you a much better picture and cost you less even if unpaid than doing a course

Hello World
Hello World avatar

12123 posts since 7/3/05

25 May 2020 20:39
www.kaggle.com

Worked with data or coding before? Give the tutorials a go even if you never had before.

Or maybe business intelligence and visualization is more your style?

Look at power bi or tableau.

None of these are impossible even without prior experience, could spark an interest or an aptitude.

Job market for these type of skills are unlimited and in every industry.
illmurray
illmurray avatar

512 posts since 18/4/12

27 May 2020 07:43
Really appreciate both of these responses, cheers. Lockdown has come at a really odd time for me and being left on my arse so to speak is a great position to take stock and evaluate and plan. Thanks!
swede
swede avatar

8705 posts since 21/3/09

27 May 2020 07:51
If you're interested in events then potentially an events agency/similar? unfortunately that whole field is on its knees at the moment so not hugely likely you'll be landing a job in the very near future…
exactlythat
exactlythat avatar

2343 posts since 27/10/07

posted 3 Jun 2020 15:30, edited 3 Jun 2020 15:30
maybe someone on here has some insights on this…

i put an offer in for a flat at full asking price a few days ago, but the seller has accepted a higher mortgage bid ["significantly above asking price"].

my finances are in place to go ahead if that offer fell through, so i'm speculating what the chances are of this happening with the current situation.

i know mortgages have dried up, and to come in at over asking price [which was at the upper end of fair] has me thinking that the offer may fall through in an independent valuation is done.

i need to move as soon as possible so really i should press on with looking elsewhere but this place was the best i'd seen for my budget.

Crackajack
Crackajack avatar

7540 posts since 21/4/05

3 Jun 2020 15:51
Keep looking but keep in contact.

People seem to be making silly offers to get stuff off the market and then trying to negotiate down based on valuation limiting their borrowing (we really would pay that, but now we can only pay X… Roll Eyes ).

Seller may decide to take the reduced offer, or buy from someone else who was interested (e.g. you) who is ready to go and hasn't mucked about. Obviously they may remarket but that's a faff.
Crackajack
Crackajack avatar

7540 posts since 21/4/05

3 Jun 2020 15:54
Also a broker I spoke with said nothing much has changed but soon 90% mortgages might be getting much more restrictive. This is potentially advantageous if you are making max offers below this level and others are doing 90%.
Doogan
Doogan avatar

710 posts since 13/4/14

13 Jun 2020 12:42
My wife is at the early stages of pregnancy and is quite keen to move out of our two bedroom flat into a detached house.

One has came up which is ideal but we'll likely have to go 20% over the asking price to get it - seriously cutting into the equity we have on current flat. We might get a bit more than asking for the flat but I guess there is no guarantee there (particularly at the moment). Our mortgage is likely to double and my main concern is that my wife will only get statutory maternity pay (about £600 a month) for the best part of a year. We've ran the numbers and should be able to afford it however my disposable income would get rinsed. No more buying experience stuff I dont really need for a while.

I suppose I don't really have a question but has anyone made a similar move? I'm quite apprehensive from a financial perspective but at the same time think I am at the stage where I'd like to get a bigger place with a garden.
Ulster_Blue
Ulster_Blue avatar

5337 posts since 16/7/06

13 Jun 2020 12:50
one thing i will say is, remember childcare costs when your wife is back at work. we pay about £750 a month childcare.

also car seats, clothes etc for babies.
Ulster_Blue
Ulster_Blue avatar

5337 posts since 16/7/06

13 Jun 2020 12:58
also for the first year you wont be able to use the garden much, so i would sit tight and see how things pan out with the economy for now.
Doogan
Doogan avatar

710 posts since 13/4/14

posted 13 Jun 2020 13:19, edited 13 Jun 2020 13:19
Cheers. I'm in Edinburgh. I have to confess that I have no idea how the housing market will go. It doesn't seem to be going down (for the few houses that are currently available).

I'm pretty lucky in that my work will give me 9 months off and I plan to use the bulk of that when my wife goes back. Hopefully I have a family member who can help with child care as well but it's not guaranteed.

There were 7 notes of interest in this property and my offer will be subject to selling my flat, so a good chance we wont get it anyway. If we do miss it, it's not the end of the world.
Ulster_Blue
Ulster_Blue avatar

5337 posts since 16/7/06

13 Jun 2020 13:21
9 months paternity leave??
Doogan
Doogan avatar

710 posts since 13/4/14

13 Jun 2020 14:19
Aye, unreal eh. It's a relatively new policy however I think a number of finance companies are going that way.