General Discussion: The Motoring Thread Incorporating All Motor Vehicles (Including Motor Cycles.)


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MrW
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2554 posts since 1/8/11

26 May 2017 21:05
Cheers Cool
MRN
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87 posts since 6/4/14

30 May 2017 15:15
Latest video covering the last 2 Cars and Coffee meets we have held at my work place.

Razorlight123
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4483 posts since 13/1/10

30 May 2017 15:41
Just me or are we seeing a lot more Merc A Classes on the road? - particularly new plates as well.
illwill
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3697 posts since 17/5/04

posted 30 May 2017 15:52, edited 30 May 2017 15:52
Lots of half decent lease deals about and very popular among immigrant communities where Benz is always the top aspirational marque.
Bails78
Bails78 avatar

607 posts since 6/1/08

30 May 2017 16:27
Would it be impossible to get a car on a lease if you have no credit history or a low score. I have never had a credit card in my life. Just spend what I earn and live within my means so to speak.

But times come for me to get a set of wheels, what's better in terms of deposit for a car, put down a big deposit to lessen monthly payments and shorten the leases or small deposit and take out a longer lease?
Razorlight123
Razorlight123 avatar

4483 posts since 13/1/10

posted 30 May 2017 16:30, edited 30 May 2017 16:30
First question should be, do you want to lease or do you want to buy. From an outside long term view, buy is the better option, but it depends on your cash flow.

Dependent on the car type/brand - mileage you expect to add, you should have an idea of what the final sale price would be if you bought the car and intended to sell it.

Do the calculations and see what is best for you.

illwill wrote: Lots of half decent lease deals about and very popular among immigrant communities where Benz is always the top aspirational marque.

I was with you until the generalisation, the majority of people in my area (Hertfordshire) seem to be white middle-class that are snapping them up.
sydneyking
sydneyking avatar

4581 posts since 26/9/09

30 May 2017 16:55
I always assumed buying was the better option and maybe it is but the benefits are so slight now with the amount of pcp/lease deals around. Plenty of deals about with no deposit bar 1 month payment, you keep the car for 3-4 years by which time you're ready to move it on anyway and you get something else. No mot or servicing worries in the meantime.
eazypz
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3015 posts since 16/4/10

posted 30 May 2017 18:55, edited 30 May 2017 18:55
Anyone seen any good lease deals for something like an Audi A4/A5?
burny
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5790 posts since 25/5/06

30 May 2017 19:50
Try Stable Lease. They're very good.
ginner
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260 posts since 15/4/14

31 May 2017 07:42
Central UK Vehicle leasing have some good A4/S4/A5/S5 deals about at the moment. Looking at c.£5k per year for an S4 leased on 2 year basis with 8000 miles a year or maybe 10000. Check the piston heads best lease deals thread. Usually has anything decent on it.
illwill
illwill avatar

3697 posts since 17/5/04

31 May 2017 09:27
If you're looking for a lease bargain then you have to go in with an open mind about what kind of car you'd be happy with rather than thinking you want a BMW 320d or whatever.

Seen people getting Passat Alltracks and Kia Sorentos for £130 a month. Probably not cars that you had ever considered but you'd be mad not to accept those offers. Who gives a fuck if you don't like the car in the end? You've only got it for 2 years.
JustinCredible
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2528 posts since 11/6/08

31 May 2017 12:14
No beef but can't believe you can get a new Passat or Sorento for £130 a month, not without a monster deposit anyway
toocan
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731 posts since 7/11/07

31 May 2017 12:35
JustinCredible wrote: No beef but can't believe you can get a new Passat or Sorento for £130 a month, not without a monster deposit anyway

20ks worth of metal for 130 a month is insane. I guess this relates to the car subprime crash that many are predicting as there is no way a passat is worth 75% of its RRP after 3 years.
Kadafi39
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1568 posts since 30/10/09

31 May 2017 14:35
JustinCredible wrote: No beef but can't believe you can get a new Passat or Sorento for £130 a month, not without a monster deposit anyway

You probably could if you are quick and check very often.

right now you can get a A4 1.4 S line, a Volvo V40 or a tiguan all for around £130 + VAT and only 2k + vat down.

https://www.centralukvehicleleasing.co.uk/vehicle/choose_your_lease/80184/audi/a4/14t_fsi_s_line_4dr_leatheralc.html

https://www.centralukvehicleleasing.co.uk/vehicle/detail/74834/VOLKSWAGEN-TIGUAN-ESTATE.html

https://www.centralukvehicleleasing.co.uk/vehicle/detail/74738/VOLVO-V40-HATCHBACK.html
illwill
illwill avatar

3697 posts since 17/5/04

31 May 2017 15:17
JustinCredible wrote: No beef but can't believe you can get a new Passat or Sorento for £130 a month, not without a monster deposit anyway

Keep an eye on the Pistonheads thread.

Some mention of the Alltrack here https://www.pistonheads.com/gassing/topic.asp?h=0&f;=255&t;=1547940&i;=4020 although they say 120 and I think that was including Vat!

These deals might have been once in a lifetime. Market conditions just conspired at a certain time. Plenty of mentally cheap Golf R deals around periodically. Gotta be quick off the mark though.
ginner
ginner avatar

260 posts since 15/4/14

31 May 2017 15:38
Picked up a scirocco r 18 months back for £1k down and £220 a month for 10,000 miles. Decent deal for a £32k list motor. You have to act fast and have to be willing to take something without options or it starts to add up. Option cost are just divided by the months of the lease and added at full cost so a £1000 option will cost you about £40 a month extra plus Vat. Bear in mind the lease cost includes your road tax too.
JustinCredible
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2528 posts since 11/6/08

posted 1 Jun 2017 12:36, edited 1 Jun 2017 12:36
Kadafi39 wrote:
JustinCredible wrote: No beef but can't believe you can get a new Passat or Sorento for £130 a month, not without a monster deposit anyway

You probably could if you are quick and check very often.

right now you can get a A4 1.4 S line, a Volvo V40 or a tiguan all for around £130 + VAT and only 2k + vat down.

https://www.centralukvehicleleasing.co.uk/vehicle/choose_your_lease/80184/audi/a4/14t_fsi_s_line_4dr_leatheralc.html

https://www.centralukvehicleleasing.co.uk/vehicle/detail/74834/VOLKSWAGEN-TIGUAN-ESTATE.html

https://www.centralukvehicleleasing.co.uk/vehicle/detail/74738/VOLVO-V40-HATCHBACK.html

Those lease deals you mentioned are for 5k miles per annum though, if you change it to 10k the monthly payment more than doubles. Also £2000 + VAT deposit so you are talking about £265 a month for 5k miles per year.
illwill
illwill avatar

3697 posts since 17/5/04

1 Jun 2017 12:56
The trick is to go low on your mileage limit initially then renegotiate halfway through. Can save a packet.
swede
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8106 posts since 21/3/09

1 Jun 2017 13:10
illwill wrote: Seen people getting Passat Alltracks and Kia Sorentos for £130 a month. Probably not cars that you had ever considered but you'd be mad not to accept those offers. Who gives a fuck if you don't like the car in the end? You've only got it for 2 years.

always thought leasing cars was for chavs/idiots but that is amazing. surely someone is losing a lot of money somewhere along that line
inversesquare
inversesquare avatar

6667 posts since 7/6/08

1 Jun 2017 13:41
Yeah, if you break the terms you lose heaps of money