Cheers lads, getting details from the owner now on who she is insured with, her premium and details on the locks etc. to get some quotes.
General Discussion: Property thread
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8 Jan 2021 11:28
Had an absolute nightmare arranging my mortgage with nationwide, in the end I emailed the chief exec. Within 2 days of that they’d completed the survey and waived all fees.
posted 8 Jan 2021 11:37, edited 8 Jan 2021 11:37
8 Jan 2021 18:10
Isn't the valuation just 'drive by' so they look at the road / exterior and that's it (if that) and mainly base it on sold price data? I can understand a building survey being time consuming / backed up though.
10 Jan 2021 16:23
Isn't the valuation just 'drive by' so they look at the road / exterior and that's it (if that) and mainly base it on sold price data? I can understand a building survey being time consuming / backed up though.
Yeah some lenders are doing drive-by or desktop valuations, but some aren't and many borrowers opt for the additional home buyers survey.
10 Jan 2021 19:49
10 Jan 2021 20:47
posted 11 Jan 2021 11:07, edited 11 Jan 2021 11:07
Your solicitor should have agreed a long stop completion date with a special condition that gives the developer a certain amount of time, usually 2 or 3 months, past the anticipated legal completion date. If this isn't met you would have the right to rescind the contract.
Most sales offices will push you to their solicitor though, who usually have the best interests of the developer at heart so wont ask for anything to be changed and just blindly accept all the developers clauses.
posted 16 Jan 2021 17:52, edited 16 Jan 2021 17:52
Is it normal for valuation/survey dates to be re-arranged?
Nationwide who are doing the valuation and building survey have moved our date around 7(!!) times now, taking the piss
Nationwide who are doing the valuation and building survey have moved our date around 7(!!) times now, taking the piss
Had an absolute nightmare arranging my mortgage with nationwide, in the end I emailed the chief exec. Within 2 days of that they’d completed the survey and waived all fees.
Would you mind pm’ing me Syd? I’ll give it a go.
Even our mortgage advisor is being fobbed off by them now, 7 changes is a piss take.
You can still go out to work and go into peoples houses if you can’t work from home so fuck knows what the problem is.
Even our mortgage advisor is being fobbed off by them now, 7 changes is a piss take.
You can still go out to work and go into peoples houses if you can’t work from home so fuck knows what the problem is.
Many are refusing, they don't want to take the risk of catching covid for the £250 odd the lender will pay them for the valuation.
Isn't the valuation just 'drive by' so they look at the road / exterior and that's it (if that) and mainly base it on sold price data? I can understand a building survey being time consuming / backed up though.
Many are refusing, they don't want to take the risk of catching covid for the £250 odd the lender will pay them for the valuation.
Isn't the valuation just 'drive by' so they look at the road / exterior and that's it (if that) and mainly base it on sold price data? I can understand a building survey being time consuming / backed up though.
Yeah some lenders are doing drive-by or desktop valuations, but some aren't and many borrowers opt for the additional home buyers survey.
Just remortgaged through Habito and would highly recommend. Really straightforward to set up and easy to complete the process. The survey was booked and completed in 3 days. We had done significant renovation since the last survey and it was still a breeze despite a large increase in value.
The market is flying round here at the moment, on my street of 60ish houses two have listed and sold since the week before Christmas.
The market is flying round here at the moment, on my street of 60ish houses two have listed and sold since the week before Christmas.
Exchanged on my first flat just before Christmas. New build property with help to buy equity loan… since exchanging the complete date has been pushed back twice and developer is refusing to compensate or anything and resulting in my having to sort new living arrangements until it's finished… tempted to tell them i'm pulling out and seeing what they say but wondered if anyone's got any thoughts before i do..
Exchanged on my first flat just before Christmas. New build property with help to buy equity loan… since exchanging the complete date has been pushed back twice and developer is refusing to compensate or anything and resulting in my having to sort new living arrangements until it's finished… tempted to tell them i'm pulling out and seeing what they say but wondered if anyone's got any thoughts before i do..
Your solicitor should have agreed a long stop completion date with a special condition that gives the developer a certain amount of time, usually 2 or 3 months, past the anticipated legal completion date. If this isn't met you would have the right to rescind the contract.
Most sales offices will push you to their solicitor though, who usually have the best interests of the developer at heart so wont ask for anything to be changed and just blindly accept all the developers clauses.
Valuation number 8 cancelled today (on the day it was due)
Nationwide gave the survey company incorrect paperwork and ordered the wrong inspection type, so the surveyor who was going there today wasn’t qualified to inspect our non-standard construction property.
Holding up the entire process and the elderly vendor is probably going to croak it if she has to re-arrange any more.
What an absolutely useless bunch of wankers Nationwide are, emailed the chief executive and lodged my second formal complaint on Sydneyking’s advice. Shoot me
Nationwide gave the survey company incorrect paperwork and ordered the wrong inspection type, so the surveyor who was going there today wasn’t qualified to inspect our non-standard construction property.
Holding up the entire process and the elderly vendor is probably going to croak it if she has to re-arrange any more.
What an absolutely useless bunch of wankers Nationwide are, emailed the chief executive and lodged my second formal complaint on Sydneyking’s advice. Shoot me
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