General Discussion: Property thread


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Goldie
Goldie avatar

4627 posts since 17/10/07

19 Aug 2019 06:17
stoney wrote: Sounds like they are thinking about thinking making sellers pay stamp rather than buyers.

Just said on BBC this is fake news
Crackajack
Crackajack avatar

7175 posts since 21/4/05

19 Aug 2019 06:55
Leak idea, guage reaction, pretend it was never going to be policy.
swede
swede avatar

8104 posts since 21/3/09

19 Aug 2019 08:09
What is the argument for having sellers pay it/switching it to sellers paying it? Sajid wanting to "simplify the tax system" is such bs
Mr.X.
Mr.X. avatar

2863 posts since 23/6/13

19 Aug 2019 11:05
I'm moving house next week. Last time, last year I hired a small lorry and did it myself with help. Paid a removal firm on this occasion - some of the quotes were astronomical.
Rdes1974
Rdes1974 avatar

215 posts since 29/1/14

19 Aug 2019 15:35
Mr.X. wrote: I'm moving house next week. Last time, last year I hired a small lorry and did it myself with help. Paid a removal firm on this occasion - some of the quotes were astronomical.

They try their luck..
MLI
MLI avatar

4475 posts since 6/10/09

20 Aug 2019 07:31
I might be a fucking loser, yeah yeah, you win at life, you got a house, kids, a woman, I don't have any of that shit. I lose. You win.

But I got pride. Nobody gave me nothin man. I probably fucked more cute girls than you ever will along the way too. You're gonna have a fat wife, a fat ass and whiney little shits who dissapoint and annoy you and take your money. BUt yeah, yeah, you win.
swede
swede avatar

8104 posts since 21/3/09

20 Aug 2019 08:22
Laughing out loud Ubercool
subfunktion
subfunktion avatar

2479 posts since 13/5/06

20 Aug 2019 09:08
MLI wrote: I probably fucked more cute girls than you ever will along the way too.

MoB
MoB avatar

36704 posts since 31/8/04

20 Aug 2019 09:27
been a while Laughing out loud
TROYBOY
TROYBOY avatar

559 posts since 28/2/12

20 Aug 2019 09:47
MLI wrote: I might be a fucking loser, yeah yeah, you win at life, you got a house, kids, a woman, I don't have any of that shit. I lose. You win.

But I got pride. Nobody gave me nothin man. I probably fucked more cute girls than you ever will along the way too. You're gonna have a fat wife, a fat ass and whiney little shits who dissapoint and annoy you and take your money. BUt yeah, yeah, you win.

Wow. Just…..wow
Laughing out loud
Burt
Burt avatar

5588 posts since 3/1/10

20 Aug 2019 10:01
MoB wrote: been a while Laughing out loud
JustinCredible
JustinCredible avatar

2528 posts since 11/6/08

30 Aug 2019 11:22
Any thoughts / experiences on help to buy scheme? In particular, how overpriced are new builds on help to buy scheme?

To give some context, Mrs been looking at new builds and dragged me along to a development at the weekend.

To make it worth the aggro of moving and get something substantially bigger we are looking at around 500 - 600k price range which, to be fair, gets you a lot of house in the Midlands.

Wifey doesn't work so all financial commitments are on me which means, without help to buy scheme, I couldn't justify the mortgage outgoings on a 500 - 600k house as would have nothing left to waste on actually living.

Using help to buy could easily afford it as they would bung me 120k for 5 years so mortgage would only be on £480k less the equity I have in my home which would be a decent loan to value thus a decent interest rate.

Appreciate you pay a premium for a new build house but I guess what I'm asking is how much of an extra premium do you pay for a new build house that is eligible for the help to buy scheme (many more people can afford it that wouldn't have otherwise been able to etc.)

Oh and in before anyone says don't buy a house right now because of Brexit.

illwill
illwill avatar

3695 posts since 17/5/04

posted 30 Aug 2019 11:49, edited 30 Aug 2019 11:49
Any mates who work in trades all say that they would never buy a new build house
swede
swede avatar

8104 posts since 21/3/09

30 Aug 2019 12:16
@justincredible I used help to buy. fucking great tbh. 0% interest on an £84k loan over 5 years… I will be earning more in 5 years and have paid off some equity so will remortgage to cover the interest. if you can't remortgage it is only 1% + CPI rate interest (so definitely consider that)

didn't know it covered current homeowners too.. they must have changed that recently as I thought it was only for first time buyers

yeah the new build will probably be priced slightly higher… but you have the 10 year guarantee on the building and 2 years on internal fixtures etc. you can squeeze developers on stuff as well including stamp and fittings etc.

toocan
toocan avatar

731 posts since 7/11/07

30 Aug 2019 12:22
People only tend to publicise bad experiences but there is a big difference between good and bad homebuilders https://forum.snagging.org/index.php is a great place to look
Rirawin
Rirawin avatar

9240 posts since 17/7/05

posted 1 Sep 2019 15:26, edited 1 Sep 2019 15:26
Can any sparkies here confirm I've terminated this standard plug socket correctly?


Bought some Wago 221s to make things a bit easier instead of a standard block.
Dee
Dee avatar

11216 posts since 22/11/07

1 Sep 2019 15:27
no sparky but shouldn't there be an earth to the casing? bottom left corner.
Rirawin
Rirawin avatar

9240 posts since 17/7/05

1 Sep 2019 15:56
Doesn't look like it according to this diagram https://www.homebuilding.co.uk/electrical-sockets-explained/
eazypz
eazypz avatar

3014 posts since 16/4/10

posted 1 Sep 2019 16:31, edited 1 Sep 2019 16:31
Looks fine.

As Dee said, you can take an earth fly lead to the box to earth it.

Other sparks I know are happy that it earths when the face plates are screwed back, however they lose their earth if and when you unscrew the face plates.
Technically you’d only unscrew it with the power off, so the earth isn’t required then anyway.
Rirawin
Rirawin avatar

9240 posts since 17/7/05

posted 1 Sep 2019 16:36, edited 1 Sep 2019 16:36
Thank you both Cool

Planning not to put a faceplate back on as it will be covered by a TV.