From a purely “can this person actually save and look after themselves POV” it makes perfect sense doesn’t it? 
General Discussion: Property thread
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posted 6 Aug 2020 10:57, edited 6 Aug 2020 10:57
14 Aug 2020 19:46
22 Sep 2020 19:16
22 Sep 2020 20:34
Wouldn’t local council hold a structural report as part of the planning application, or for it to be included, either in part or in full, within the building reqs?
22 Sep 2020 22:33
22 Sep 2020 23:42
Enhanced homebuyers survey would not be in depth as a structural report. Since it has to cover so many bases.
14 Oct 2020 17:19
God knows, they are so fucking annoying aren’t they?
Are you first time buyers?
We put in our first offer the other day on basically what was our dream property but it was rejected - the government 250k cap on help to buy isas proving to be far from ideal
14 Oct 2020 18:16
Anyone own a second property/is a landlord? Aware there are restrictions with Buy to Let mortgages and a regular mortgage for a second home.
How do the mortgage lenders actually know that:
1) You're not letting family staying there rent free
2) You're letting it out as an Airbnb. Do they carry out checks on who pays the council tax or ASTs that have been signed?
3) Is a Holiday Let Mortgage better to consider if it's used 50/50 between family staying there and letting it out as an Airbnb?
Asking for a friend.
How do the mortgage lenders actually know that:
1) You're not letting family staying there rent free
2) You're letting it out as an Airbnb. Do they carry out checks on who pays the council tax or ASTs that have been signed?
3) Is a Holiday Let Mortgage better to consider if it's used 50/50 between family staying there and letting it out as an Airbnb?
Asking for a friend.
This is my guidelines for requesting one
https://i.postimg.cc/HxCmw6hX/6-C0-EE5-FF-24-B1-4-E2-D-908-C-0-CD5-E0117-E1-A.jpg
https://i.postimg.cc/HxCmw6hX/6-C0-EE5-FF-24-B1-4-E2-D-908-C-0-CD5-E0117-E1-A.jpg
Offer accepted on a property, been recently converted from 3 flats to a single property (within 2 years) all planning done and above board.
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Offer accepted on a property, been recently converted from 3 flats to a single property (within 2 years) all planning done and above board.
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Wouldn’t local council hold a structural report as part of the planning application, or for it to be included, either in part or in full, within the building reqs?
Building Regulations should confirm that the property has been converted in line with all building regs. Should be able to do a search on local authority portal for the property address and get the docs. If they want more than that, then you can ask why (especially if no major structural work was done) and if they insist then you can get this as part of an enhanced survey (a building survey - not the homebuyers report).
Offer accepted on a property, been recently converted from 3 flats to a single property (within 2 years) all planning done and above board.
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Bank is asking for some structural reports relating to the conversion, assume this can be covered in an enhanced survey is this is something extra on top?
Enhanced homebuyers survey would not be in depth as a structural report. Since it has to cover so many bases.
We are putting offers on a property, and the estate agent has an obsession with 'is that your final offer?'
What's the purpose of this, as I can simply offer again?!
Obviously luring one into negotiations but seems pointless.
What's the purpose of this, as I can simply offer again?!
Obviously luring one into negotiations but seems pointless.
God knows, they are so fucking annoying aren’t they?
Are you first time buyers?
We put in our first offer the other day on basically what was our dream property but it was rejected - the government 250k cap on help to buy isas proving to be far from ideal
Yeah, also first time buyer.
The place I want is ideal for me, as I've started my PhD and need somewhere close-ish to the university.
I really want to get something sorted before the 5% deposit scheme starts coming in. As it will only introduce more buyers to the market, inevitably increasing house prices.
The place I want is ideal for me, as I've started my PhD and need somewhere close-ish to the university.
I really want to get something sorted before the 5% deposit scheme starts coming in. As it will only introduce more buyers to the market, inevitably increasing house prices.
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