General Discussion: Property thread


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MrW
MrW avatar

3060 posts since 1/8/11

14 Aug 2021 13:53
Ta, and yep, has definitely been worth the upheaval.
Goldie wrote: Just seen your post about the glass delays due to the shortage. How long were you waiting?

Bifolds were delayed by a week (glass people tried to delay by 3 weeks), picture window frame was fitted at the same time but glass was fitted 4 weeks later. This was after we'd placed the order for both around 10 weeks earlier to ensure they'd be ready on time. Roll Eyes Glass people said delays were due to glass shortages but while they do good products, the admin and scheduling side of their business has been fucking hopeless so I'd be more inclined to call bs.
joe6886
joe6886 avatar

925 posts since 16/11/08

14 Aug 2021 14:12
Looks great, love the window feature behind the sink
swede
swede avatar

9977 posts since 21/3/09

14 Aug 2021 15:20
Wow Ubercool
Razorlight123
Razorlight123 avatar

5019 posts since 13/1/10

posted 17 Aug 2021 15:16, edited 17 Aug 2021 15:16
During the conveyancing process did you receive copies of the local searches reports from your solicitors?

I've asked my solicitor numerous times, and they seem to just ignore the request.

I'm wondering if this is just received at the end of the process if there are no issues to report?!
mtthrvy2
mtthrvy2 avatar

1969 posts since 8/11/10

posted 17 Aug 2021 16:25, edited 17 Aug 2021 16:25
Razorlight123 wrote: During the conveyancing process did you receive copies of the local searches reports from your solicitors?

I've asked my solicitor numerous times, and they seem to just ignore the request.

I'm wondering if this is just received at the end of the process if there are no issues to report?!

Yes you should have eyes on it, the solicitor will know what to flag and will then ask the sellers solicitors to answer / provide assurance on a variety of things. But you should be able to see it as well as it will include things like planned major works, road + building. Building of power plants etc are all mapped to show how far from your property, these are subjective as to wether they are an issue for you or not so you should definitely see before completing.

e.g. our survey found we are in an area with some risk of subsidence and so asked if they were aware of any historical issues. There were also some wind turbines being built 10 miles away and a few houses down are building an extension, these werent raised with the sellers solicitors and weren't an issue with us obviously.
Razorlight123
Razorlight123 avatar

5019 posts since 13/1/10

17 Aug 2021 18:42
Cheers, I've shot off an email requesting the documents.
gaffer
gaffer avatar

565 posts since 13/4/05

17 Aug 2021 18:52
MrW wrote: Ta, and yep, has definitely been worth the upheaval.
Goldie wrote: Just seen your post about the glass delays due to the shortage. How long were you waiting?

Bifolds were delayed by a week (glass people tried to delay by 3 weeks), picture window frame was fitted at the same time but glass was fitted 4 weeks later. This was after we'd placed the order for both around 10 weeks earlier to ensure they'd be ready on time. Roll Eyes Glass people said delays were due to glass shortages but while they do good products, the admin and scheduling side of their business has been fucking hopeless so I'd be more inclined to call bs.

Glass demand is well ahead of supply in Europe at the minute so deffo not complete bs.
Kadafi39
Kadafi39 avatar

2031 posts since 30/10/09

posted 18 Aug 2021 13:03, edited 18 Aug 2021 13:03
Razorlight123 wrote: During the conveyancing process did you receive copies of the local searches reports from your solicitors?

I've asked my solicitor numerous times, and they seem to just ignore the request.

I'm wondering if this is just received at the end of the process if there are no issues to report?!

No you should receive copies of all searches (local, environmental and drainage at minimum) and a report from the solicitor explaining the contents long before you exchange or sign documents and transfer deposits.

There's little point considering the results of searches once you've already exchanged and committed!
andrew_
andrew_ avatar

611 posts since 23/1/10

18 Aug 2021 15:08
Offer accepted on a house.

Estate Agent has now let slip that the sale fell through with the previous buyer because most of a structural wall has been removed, and was flagged on a survey.

Estate Agent reassured us that an indemnity policy would cover it.
But why would the previous buyer have pulled out?
Something as serious as they couldn't get a mortgage?
Or is it a huge cost to remedy? (assume putting in a steel joist)

Quite a minor thing to let a house slip away? Seems suspect.
andymakesglasses
andymakesglasses avatar

20613 posts since 26/1/06

posted 18 Aug 2021 15:26, edited 18 Aug 2021 15:26
I wouldn't say it was a minor thing, removing a structural (do you mean supporting?) wall has the potential to cause big problems (worst case scenario some kind of collapse).

Presumably planning permission wasn't sought so there could also be the hassle of retrospectively applying for that once the issue has been remedied.

They may not have been granted a mortgage if the completion paperwork from the local Council wasn't in order.

Some people will look at something like this and decide that the potential for things going wrong or being a hassle to put right just isn't worth it to them.

Edit: it depends a lot on sizes and specifics but as a very rough guide we had a couple of steels put in in a 3rd floor flat and paid 8 grand. That included dismantling the old walls, the horizontal steels (maybe 2m long in one room and 2.5m in another), vertical steels (roughly 3m ceiling height) and pouring concrete pads for the steels to sit on).
eazypz
eazypz avatar

3413 posts since 16/4/10

18 Aug 2021 15:28
If they’ve just let that slip then there’s probably more to the story if the previous buyer walked.

I’m guessing around 3k for a new RSJ to be put in?

If anything, get your own survey done and go from there if you’re set on this house.
Crackajack
Crackajack avatar

8008 posts since 21/4/05

18 Aug 2021 16:24
I would be straight up and say we will be doing a full survey and expect the asking price to drop dramatically based on the outcomes… they may get the vendor to fess up or share more info to avoid going through the listing again. I would be tempted not to bother though if they are being shady like this.
andrew_
andrew_ avatar

611 posts since 23/1/10

19 Aug 2021 09:11
Cheers lads. Set on the house, so would want to come to some resolution.

Will press for more info. Good idea to flag we'll be doing a full report.


It's a Victorian terrace, they've taken out most of the wall in the hall running parallel to the stairs.
Seems likely/sensible that I pay for a structural engineer to come round, advise, and get a quote for a fix.

Pic:
Alfi
Alfi avatar

228 posts since 12/10/09

19 Aug 2021 12:56
I only paid a few hundred quid for the RSJ in my kitchen to be put in. I took the wall out and did the labour myseld mind.
Kadafi39
Kadafi39 avatar

2031 posts since 30/10/09

posted 19 Aug 2021 13:59, edited 19 Aug 2021 13:59
Removing internal supporting walls is common, removing them without the relevant planning permission is also common.

Doesn't mean its unsupported and will fall down any day.

Don't try and get retrospective permission as notifying the local authority to the breach invalidates any indemnity policy which would cover the works.

Get a structural engineer to take a look and do the calculations and ensure its all supported ok and then ask sellers solicitor to supply a planning and/or building regulations indemnity policy.

It will be acceptable to your lender.
andrew_
andrew_ avatar

611 posts since 23/1/10

19 Aug 2021 18:36
Thanks mate, great info.

How about if we want to do works in the future? Wrap-around side extension, loft extension etc.
Guess council will spot the issue with that wall and not let us proceed?
Or would the indemnity insurance cover remedial work required?

Completely new to all this, gut is saying to just get everything straightened and above board now…
Kadafi39
Kadafi39 avatar

2031 posts since 30/10/09

posted 19 Aug 2021 22:33, edited 19 Aug 2021 22:33
No worries mate. Very unlikely any inspector would check or even care tbh but the remedial work can just be incorporated in to your new plans in the unlikely event that it was ever noticed.

Yes the indemnity policy would cover the cost of any remedial works or the difference in value with the unapproved works.

Also worth noting that enforcement action cant commence 4+ years after the works were finished. Your solicitor may insist on the policy being in place regardless, to avoid any possibility of being sued by the lender.
illwill
illwill avatar

4142 posts since 17/5/04

posted 1 Sep 2021 20:25, edited 1 Sep 2021 20:25
Anyone had a garden room/office put in?

Considering doing it as an alternative to a loft conversion.

Thinking that I don't want to sink 60k into a property I probably won't stay in for more than a few years and i reckon I wouldn't see my money back. There's gonna be a ceiling for house prices in my terraced road with nightmare parking.
crutch
crutch avatar

491 posts since 22/11/12

2 Sep 2021 07:01
We had a wood cabin in our garden that I put double glazed doors and bigger windows in to work from home (switched to full time WFH during COVID).

It was ok, but the cabin itself wasn’t really insulated, can’t be sure as was there when we bought the house. It was really cold in winter and hot in summer. So definitely get decent insulation.

I used those WiFi extender discs from BT and it worked fine to the bottom of our garden.

We’ve now moved and I’m back working in the house, I preferred having that bit of separation even just being down the garden helped with segmenting work.

Estate agents when we sold were into it though, and I think it did help us get more for the place than we expected.
sydneyking
sydneyking avatar

5088 posts since 26/9/09

2 Sep 2021 07:13
Anyone had their roof re-roofed recently? I’ve just had a quote in for 12k which seems steep considering they’re just replacing the battons and felt and re-using the existing slates. It was 15k if I wanted the fascias replacing too