On a related topic, I’ve put aircon in for my new loft conversion (allow the mess - still in process of finishing). It’s pretty ugly but has already come in handy. Would recommend if doing a loft conversion.
General Discussion: Property thread
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posted 4 Aug 2022 15:20, edited 4 Aug 2022 15:20
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
4 Aug 2022 17:40
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
100%. Fuck knows with the way things are going and I'm far from an economist. Couple of years? I'd fix for 2 and reassess.
4 Aug 2022 17:42
Very painful, but irony is it's still relative cheap. Was paying more on my 1st mortgage a decade ago.
posted 5 Aug 2022 11:25, edited 5 Aug 2022 11:25
7 Aug 2022 20:56
You need to get a Party Wall Surveyor to draw up an award. In this case to give them permission to build a new wall on both sides of the property line.
It’s important to make sure that the wall maintains fire separation and if they do build right up to it, they’re not using your wall to hold their extension up.
posted 8 Aug 2022 07:27, edited 8 Aug 2022 07:27
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
The times claiming it will fall back to 1.75 by the end of 2024.
Our mortgage is up for renewal as current fixed deal ends soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
Our mortgage is up for renewal as current fixed deal ends soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
100%. Fuck knows with the way things are going and I'm far from an economist. Couple of years? I'd fix for 2 and reassess.
Mine is up in Feb. Rate they are offering, 3.34, is same for 2 or 5 year fixed. That’s already a £300 a month increase on what I pay now, just wondering how bad can it get. Should have fixed for 5 with the last one would be laughing now
Very painful, but irony is it's still relative cheap. Was paying more on my 1st mortgage a decade ago.
Next door are planning on building rear single-story extension to match ours.
Our extension is about 6 inches from the shared property line and the gutter and drain pipe fits in this space.
To avoid damp and access issues, it's advantageous to let them build onto my side wall without leaving a gap but obviously i'm basically giving them a thin slice of land.
Anyone had to deal with this before? Don't really have a problem with it but dunno how to set it up legally etc. I imagine we'd need to get permission from the mortgage co.
Our extension is about 6 inches from the shared property line and the gutter and drain pipe fits in this space.
To avoid damp and access issues, it's advantageous to let them build onto my side wall without leaving a gap but obviously i'm basically giving them a thin slice of land.
Anyone had to deal with this before? Don't really have a problem with it but dunno how to set it up legally etc. I imagine we'd need to get permission from the mortgage co.
Next door are planning on building rear single-story extension to match ours.
Our extension is about 6 inches from the shared property line and the gutter and drain pipe fits in this space.
To avoid damp and access issues, it's advantageous to let them build onto my side wall without leaving a gap but obviously i'm basically giving them a thin slice of land.
Anyone had to deal with this before? Don't really have a problem with it but dunno how to set it up legally etc. I imagine we'd need to get permission from the mortgage co.
Our extension is about 6 inches from the shared property line and the gutter and drain pipe fits in this space.
To avoid damp and access issues, it's advantageous to let them build onto my side wall without leaving a gap but obviously i'm basically giving them a thin slice of land.
Anyone had to deal with this before? Don't really have a problem with it but dunno how to set it up legally etc. I imagine we'd need to get permission from the mortgage co.
You need to get a Party Wall Surveyor to draw up an award. In this case to give them permission to build a new wall on both sides of the property line.
It’s important to make sure that the wall maintains fire separation and if they do build right up to it, they’re not using your wall to hold their extension up.
Our mortgage is up for renewal as current fixed deal ends soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
Given that the best offer seems to be 2 or 5 year fixed at the same rate (and tellingly not offering longer, as 10yr used to be a thing) surely fixing for as long as possible is best? Or even a higher rate for longer than 5 yr? Cant see interest rates falling any time soon.
not convinced about that
When you reckon it will fall then R…?! The way the global economy is set up at the moment, we will definitely experience increased int. rate for 1-2yrs.
I'm fixed for 5 years (4 remaining), and glad I did so at the moment, the way things are going.
The times claiming it will fall back to 1.75 by the end of 2024.
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